OFSI - Omni Financial Services, Inc. operates as the holding company for Omni National Bank, which provides an array of financial products and services primarily in Atlanta, Gerogia; Chicago, Illinois; Tampa, Florida; Fayetteville, North Carolina; Birmingham, Alabama; Philadelphia, Pennsylvania; and Dallas, Texas markets. The bank offers various financial products and services, including specialized services, such as community redevelopment lending, small business lending and equipment leasing, residential construction lending, consumer lending, warehouse lending, and asset-based lending. It provides commercial and residential real estate loans, construction loans, commercial and industrial loans, and consumer loans. The bank's deposit products and services comprise checking accounts; commercial accounts; savings accounts; and other time deposits of various types, ranging from daily money market accounts to long-term certificates of deposit. It also offers a range of other bank services including safe deposit boxes, traveler's checks, direct deposit, United States Savings bonds, banking by mail, debit and credit card transactions, sales of checks, and wire transfers, as well as ATMs. As of April 27, 2007, the bank has one full-service banking location in Atlanta, Georgia; one in Dalton, Gerogia; five in North Carolina; one in Chicago, Illinois; and one in Tampa, Florida. It also had loan production offices in Charlotte, North Carolina; Dalton, Georgia; Birmingham, Alabama; Philadelphia, Pennsylvania; and Dallas, Texas. The company was founded in 1976 and is headguartered in Atlanta, Gerogia.
