The investment seeks to replicate, net of expenses, the Financial Select Sector index. The fund generally invests substantially all, but at least 95%, of its assets in the securities comprising the index. The index includes companies from the following industries: diversified financial services; insurance; commercial banks; capital markets; real estate investment trusts; consumer finance; thrifts & mortgage finance; and real estate management & development. The fund bears a higher level of risk than more broadly diversified funds as it is subject to both sector risk and non-diversification risk. It is non-diversified.
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