What's your favorite credit card?

I have a few cards but I mainly use American Express. Mostly to keep my wife under control. It allows me to bitch her out on her spending once a month.

Quote:

Originally Posted by JaysonW 

Assuming that most members of this site are financially savvy and hopefully responsible with their credit, I am curious to know what your favorite credit card is and why.
I have 3 credit cards, but only use one of them, the Chase Sapphire Preferred card. It has an amazing reward program and I know Citibank has their ThankYou rewards program that targets the same card user demographic. One card I'm interested in having, perhaps a few months before our next family trip, is the Chase United Mileage Plus Explorer card. Combining this card with my Sapphire card will give me great award flight ticket options and no mileage expiration. Do any of you have the Mileage Plus card, if so do you like it?

Yea the Chase sapphire is cool.  Made with metal and $400 after you spend $3k in the first month.  But, my favorite is the Chase freedom because of the 5% cash back every quarter on different categories.  Every year I end up with $3-500 worth of points. 

Quote:

Originally Posted by Crazed98 

Yea the Chase sapphire is cool.  Made with metal and $400 after you spend $3k in the first month.  But, my favorite is the Chase freedom because of the 5% cash back every quarter on different categories.  Every year I end up with $3-500 worth of points. 

I echo that. My primary card is the Chase Freedom. I have about 15 cards, and typically signup for the up-front bonus, then stop using it after I meet my goal. I had the Sapphire but merged it with my Freedom to avoid the annual fee.

I'm with most of you guys, I signed up for a Chase Freedom for the 300 back after first 500, been using it as my daily card until they switched me to a Sapphire. The nice thing is the rewards clear after every month, and the 5% quarterly rewards come in handy. It was great until Chase automatically upgraded my card, I had called in a few times to get a replacement card because the security code in the back and my name kept fading. My card was due to expire in Oct. and 3-4 months ago they just automatically upgraded me. Not a big fan of the Sapphire, I don't get the 5% quarterly reward and the 1% back is a bit disappointing. Their 20% discount via reward points on travel is more disappointing especially when you pay an annual fee. My plan is to downgrade to a regular Sapphire after the promo is over.

I've switched to a Discover for the quarterly 5% for up to $700 purchase, but I'm still a little ticked I'm not getting as much back on things I pay for anyways like I was with Chase. Also have a CapitalOne Mileage card, rewards are pretty cheap and the points rewarded is pretty standard just that the reward is cheaper imo vs other mileage cards. 

My master card is my favourite...have not used it in 3 years...!!

Ask them to cancel it but ...must be lost in translation.

Quote:

Originally Posted by Deepglue 

My master card is my favourite...have not used it in 3 years...!!

Ask them to cancel it but ...must be lost in translation.

Probably because the card isn't issued by mastercard.  You'd have you call the bank that issued it.

i enjoy using discover.. but i got some citi cards with crazy credit limits.. which is kinda getting me into trouble lol.

Diamond preferred and Simplicity.

Amex hates me so i dont use them.

Yeah, those increased credit limits are evil!

I got a letter saying I was approved for some huge limit increase... great! I accepted.

Now each time I walk about a BMW dealership I have to shield my eyes to resist the temptation:

lol ya its so bad when you can buy a ducati on a credit card

Quote:

Originally Posted by kevin1612 

bought a Cadillac on one a few years ago lol...but that was Amex...paid it off in 30 days tho

Thats a good way to earn a bunch of airmiles!

Quote:

Originally Posted by kevin1612 

bought a Cadillac on one a few years ago lol...but that was Amex...paid it off in 30 days tho

That's what I did with my Audi.  No brainer with all the point you get.

Meh the Aprilia RSV4 is a better bike, wish it would get more coverage. I rode the BMW its a fast bike (obviously) but that front end is uglier than shat. 

Quote:

Originally Posted by StockJock-e 

Yeah, those increased credit limits are evil!

 

I got a letter saying I was approved for some huge limit increase... great! I accepted.

 

Now each time I walk about a BMW dealership I have to shield my eyes to resist the temptation:

 

Amex is a charge card (green and gold). the blue amex is a credit..

Dealers and charge companies will allow larger purchases due to the restrictions of it being paid off in 30 days.