I'm 18 and setting up a mutual fund designed for retirement. After some research, I found that Vangaurd and T. Rowe were two of my best options. The only issue now is, the two companies handle the funds very similarly. If anyone had any opinions on either company or maybe some specific areas I should dig into more, it'd be appreciated.
Also, I wonder if I should invest in a growth, international, or tech specific MF instead and switch to a more conservative one in the future? Opinions?