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Unemployment is such a scam....

post #1 of 15
Thread Starter 

 Which most of you know but some will say it's needed.

 

I lost my job and am getting unemployment for a short time. I think (as it's my opinion) I'm using it the way it was meant to be used. I was the worker in the family and the wife was a stay at home mom. I lost my job and she just got one but it pays less than what I made before. I've worked 24 years and never filed for anything before so I do not feel guilty at all.

 

So on to the scam part. The max benifits here is 426 per week. There is no way you can do everything they say to do to try and get a job without getting a job pretty quick. If you made 2-3 times the max payout technically you can turn down jobs for the first few weeks if they do not pay 80% of what you used to make.

 

 What it boils down to is you have to be a complete idiot to NOT be able to get a job for $10-12 per hour. They even give you a personal adviser. You fill out online forms for job searches etc.

 

 It blows me away to hear they extended unemployment again out to 99 weeks. Thats freaking crazy. Why does the government insist on giving more money to free loaders?

post #2 of 15
its what they do...what they have always done...and they do it more and more every year...decade etc...shame but a weaker society with more 'dependants' is what the goal is and has been the adgenda for decades now
post #3 of 15
Quote:
Originally Posted by Bigcat View Post

 Which most of you know but some will say it's needed.

I lost my job and am getting unemployment for a short time. I think (as it's my opinion) I'm using it the way it was meant to be used. I was the worker in the family and the wife was a stay at home mom. I lost my job and she just got one but it pays less than what I made before. I've worked 24 years and never filed for anything before so I do not feel guilty at all.

So on to the scam part. The max benifits here is 426 per week. There is no way you can do everything they say to do to try and get a job without getting a job pretty quick. If you made 2-3 times the max payout technically you can turn down jobs for the first few weeks if they do not pay 80% of what you used to make.

 What it boils down to is you have to be a complete idiot to NOT be able to get a job for $10-12 per hour. They even give you a personal adviser. You fill out online forms for job searches etc.

 It blows me away to hear they extended unemployment again out to 99 weeks. Thats freaking crazy. Why does the government insist on giving more money to free loaders?


and good luck to you in the new year
post #4 of 15
Quote:
Originally Posted by Bigcat View Post

 Which most of you know but some will say it's needed.

 

I lost my job and am getting unemployment for a short time. I think (as it's my opinion) I'm using it the way it was meant to be used. I was the worker in the family and the wife was a stay at home mom. I lost my job and she just got one but it pays less than what I made before. I've worked 24 years and never filed for anything before so I do not feel guilty at all.

 

So on to the scam part. The max benifits here is 426 per week. There is no way you can do everything they say to do to try and get a job without getting a job pretty quick. If you made 2-3 times the max payout technically you can turn down jobs for the first few weeks if they do not pay 80% of what you used to make.

 

 What it boils down to is you have to be a complete idiot to NOT be able to get a job for $10-12 per hour. They even give you a personal adviser. You fill out online forms for job searches etc.

 

 It blows me away to hear they extended unemployment again out to 99 weeks. Thats freaking crazy. Why does the government insist on giving more money to free loaders?

 

I do agree somewhat, there is zero incentive to take a crappy job that pays $2k a month when you can get $2k a month sitting at home (especially with some of it being tax free).  Issue is there is no solution.  Kick people off unemployment and there will be even less jobs available and more people out on the street.  I wouldn't want to be the president who signs that bill.
 

 

post #5 of 15

Unenjoyment-lol

post #6 of 15
Quote:
Originally Posted by Bigcat View Post

 Which most of you know but some will say it's needed.

 

I lost my job and am getting unemployment for a short time. I think (as it's my opinion) I'm using it the way it was meant to be used. I was the worker in the family and the wife was a stay at home mom. I lost my job and she just got one but it pays less than what I made before. I've worked 24 years and never filed for anything before so I do not feel guilty at all.

 

So on to the scam part. The max benifits here is 426 per week. There is no way you can do everything they say to do to try and get a job without getting a job pretty quick. If you made 2-3 times the max payout technically you can turn down jobs for the first few weeks if they do not pay 80% of what you used to make.

 

 What it boils down to is you have to be a complete idiot to NOT be able to get a job for $10-12 per hour. They even give you a personal adviser. You fill out online forms for job searches etc.

 

 It blows me away to hear they extended unemployment again out to 99 weeks. Thats freaking crazy. Why does the government insist on giving more money to free loaders?


If a person made $200K a year you think they should be forced to work for $10/$12 an hour? Didn't their employer pay into the unemployment fund based on their income? Who'[s fault is it that there aren't any jobs?

 

Bigcat, not trying to pick on you but I know hard working, intelligent people that can't find jobs. We won't discuss why they can't but it's covered in the politics forum. Also be advised that 99 weeks has been in effect for a few years. I'm assuming that if you can't find a job you will still voluntarily refuse to accept unemployment compensation after a short period. Can you define the length of a short period?

 

Did you know that during normal periods of unemployment the governments contribution is zero?

 

post #7 of 15
Thread Starter 
Quote:
Originally Posted by BobK View Post


If a person made $200K a year you think they should be forced to work for $10/$12 an hour? Didn't their employer pay into the unemployment fund based on their income? Who'[s fault is it that there aren't any jobs?

 

Bigcat, not trying to pick on you but I know hard working, intelligent people that can't find jobs. We won't discuss why they can't but it's covered in the politics forum. Also be advised that 99 weeks has been in effect for a few years. I'm assuming that if you can't find a job you will still voluntarily refuse to accept unemployment compensation after a short period. Can you define the length of a short period?

 

Did you know that during normal periods of unemployment the governments contribution is zero?

 

Yes, thats why I said extended to 99 weeks in the original post. Never said anything bad about using Unemployment benifits as they were meant. But it's stupid to keep extending and paying people for longer terms. Where does it end? Once they can no longer pay because too many people are on it?  Or when it causes inflation to get so bad the minimum 426 per week is nothing so people are forced to work?

 

And if someone was making 200k a year they were being overpaid if their job is no longer needed. Fault? who cares... If a person has skills they get paid for that skill set. If that skill set is no longer needed they need to find something else to do. Sounds harsh but the cord needs to be cut at some point. Pay people the unemployment that companies pay for and thats it... Do not make taxpayers pay more. And you can not get a more honest neutral position than this...as I should be screaming for more money but I'm not.

 

Short to me is 4-6 weeks. I will not take it longer than 6 weeks even if still unemployed.

 

 

post #8 of 15

why doesn't the government privatize unemployment insurance? State Farm, Prudential, et al, would be licking their chops for a strong economy and would do anything to provide 'stimulus' if the government made it law that private insurance companies provide this kind of insurance....

post #9 of 15
Quote:
Originally Posted by Bigcat View Post

Yes, thats why I said extended to 99 weeks in the original post. Never said anything bad about using Unemployment benifits as they were meant. But it's stupid to keep extending and paying people for longer terms. Where does it end? Once they can no longer pay because too many people are on it?  Or when it causes inflation to get so bad the minimum 426 per week is nothing so people are forced to work?

 

And if someone was making 200k a year they were being overpaid if their job is no longer needed. Fault? who cares... If a person has skills they get paid for that skill set. If that skill set is no longer needed they need to find something else to do. Sounds harsh but the cord needs to be cut at some point. Pay people the unemployment that companies pay for and thats it... Do not make taxpayers pay more. And you can not get a more honest neutral position than this...as I should be screaming for more money but I'm not.

 

Short to me is 4-6 weeks. I will not take it longer than 6 weeks even if still unemployed.

 

 




You ever worked on a government contract in the defense industry? When the 'Night Vision' for the F15 was designed and completed then what would you do? How about an engineer on the 'Space Shuttle'. Where do thousands of engineers in a small area find a job? Hmm, maybe it would take two years to find a job in another state across the country and relocate.

 

You think taxpayers are paying more? What's that tax cut you've been enjoying?

 

I agree you should be getting more. Not your fault you're in a state with low unemployment compensation.

 

Unemployment insurance programs are governed by State governments and are funded by state, federal and private companies that pay employment tax. Ultimately, it comes to the state government to balance the checkbook, so the state has to decide the benefits maximum amount, duration, and eligibility to receive the benefits. For this reason, you notice that unemployment benefits largely vary by state.

 

Some states like Massachusetts could pay as high as 900 dollars depending on the eligibility. But only a handful of states such as Pennsylvania, Rhode Island, Connecticut, New Jersey provide generous benefits. Majority of the states provide average benefits in the range of 300 to 500 dollars. So, depending on where you worked, your unemployment benefits are determined and if you live in those states that do not pay well, you may regret working there because, even if you move, the unemployment insurance will still be controlled by the state where you earned your wages. When you are filing for unemployment, you would have to apply in the state where you worked; regardless of state you are currently living.

 

On November 6th, 2009 President Obama signed the Emergency Unemployment Compensation Extension Act, which would extend unemployment benefits by additional 14 weeks. States with jobless rates of 8.5% or higher will get an additional 6 weeks for a total of 20 weeks.


Edited by Bob Korreck - 12/26/11 at 11:25pm
post #10 of 15
Quote:
Originally Posted by theone View Post

why doesn't the government privatize unemployment insurance? State Farm, Prudential, et al, would be licking their chops for a strong economy and would do anything to provide 'stimulus' if the government made it law that private insurance companies provide this kind of insurance....



That wouldn't solve the problem of people mooching off the system.  Plus, if you privatize unemployment cost will go up screwing over the middle and lower class.

post #11 of 15

I'd just cut unemployment benefits to get the free-loaders out (but they'd still probably stay) and save the government billions that way. There are people that truly need these benefits but there are too many that abuse the system. If there was an agency that focused on weeding those people out we'd save a lot of money and those people could contribute to society and pay taxes when forced to look for employment. And there are many jobs available if you look. I think the biggest problem is that people think they are too high or important to take a $12/hr paying job if they have an MBA or something. So what, it's not going to be your new career. Stick with it until you get your old job back or maybe even find something better.

post #12 of 15
Thread Starter 



 

Quote:
Originally Posted by theone View Post

why doesn't the government privatize unemployment insurance? State Farm, Prudential, et al, would be licking their chops for a strong economy and would do anything to provide 'stimulus' if the government made it law that private insurance companies provide this kind of insurance....



 I know, I know!!!

 

Because they would investigate and actually make people get off their ass and work.

 

 

post #13 of 15

BobK...

 

Your avatar pix is kinda funny. You're in Florida... but wearing a heavy coat. Just strikes me funny.

 

Bigcat, shoot me an email. TBH PM's only go so far :) 

post #14 of 15
Quote:
Originally Posted by Huntindad View Post

BobK...

 

Your avatar pix is kinda funny. You're in Florida... but wearing a heavy coat. Just strikes me funny.

 

Bigcat, shoot me an email. TBH PM's only go so far :) 


But don't forget I'm in Michigan from May thru October. It also got down to 36 deg the other night here. Handsome devil, hey. laughing.gif

 

 

post #15 of 15


 

Quote:
Originally Posted by Bigcat View Post

 

And if someone was making 200k a year they were being overpaid 

 

 



Bigcat 200k isn't that much money. You're a grown man you know that. Besides I thought you sold used cars. You should have been pulling in 200k easy. How do you lose a commission only job anyway? I have a good friend, he goes to the auction, buys cars and doubles his money every time. Most times he'll sell the same car two or three times after he repos them.

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